The Romanian payment market has the following characteristics:
Digital payments growing rapidly: - Card usage is rising, especially debit cards - Mobile payments and digital wallet adoption is increasing
Cash usage remains common: - Still higher cash usage compared to Western European countries - But digital payments are rapidly gaining popularity
E-commerce development: - Diversified online payment methods - Increased usage of international payment platforms
Innovative payment technologies: - Contactless payments are popular in retail - Mobile payment apps like Apple Pay and Google Pay are gradually being introduced
Local payment preferences: - Bank transfers play an important role in online payments - Local payment methods like RoPayments are popular
Regulatory environment: - Complies with EU Payment Services Directive (PSD2) - Government actively promotes digital payments to improve financial inclusion
Fintech development: - Fintech innovation accelerating, especially in mobile payments - Traditional banks are intensifying digital transformation efforts
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Popular payment methods
Satispay
Satispay is commonly used for digital wallets payments in RO.
- Payment type
- Digital Wallets
- Buyer coverage
- RO
- Payment currency
- EUR/RON
- Refund
- Partial refund
SEPA Direct Debit
SEPA Direct Debit is commonly used for bank transfer payments in RO.
- Payment type
- Bank Transfer
- Buyer coverage
- RO
- Payment currency
- EUR/RON
- Refund
- Partial refund
Skrill
Skrill is commonly used for digital wallets payments in RO.
- Payment type
- Digital Wallets
- Buyer coverage
- RO
- Payment currency
- EUR/RON
- Refund
- Partial refund
Paysafecard
Paysafecard is commonly used for prepaid card payments in RO.
- Payment type
- Prepaid Card
- Buyer coverage
- RO
- Payment currency
- EUR/RON
- Refund
- Partial refund
Romania
Country code
RO
Currency code
EUR/RON
Currency unit
€ EUR / lei RON