Finland's payment market has the following characteristics:
Highly Digitalized: - Low cash usage, digital payments dominate - High adoption of mobile payments and digital wallets
Widespread Card Usage: - Debit cards are the most commonly used payment method - Contactless payments are common in daily transactions
E-commerce Development: - Diverse online payment solutions - Growing demand for cross-border e-commerce payments
Open Banking Ecosystem: - PSD2 drives financial innovation - Close collaboration between fintech companies and traditional banks
Regulatory Environment: - Compliant with EU Payment Services Directive (PSD2) - Focus on payment security and data protection
Internationalization Trend: - Popular international payment platforms like Apple Pay - Local payment solutions expanding in the Nordic region
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Popular payment methods
Trustly
Trustly is commonly used for bank transfer payments in FI.
- Payment type
- Bank Transfer
- Buyer coverage
- FI
- Payment currency
- EUR
- Refund
- Partial refund
Satispay
Satispay is commonly used for digital wallets payments in FI.
- Payment type
- Digital Wallets
- Buyer coverage
- FI
- Payment currency
- EUR
- Refund
- Partial refund
Paysafecard
Paysafecard is commonly used for prepaid card payments in FI.
- Payment type
- Prepaid Card
- Buyer coverage
- FI
- Payment currency
- EUR
- Refund
- Partial refund
SEPA Direct Debit
SEPA Direct Debit is commonly used for bank transfer payments in FI.
- Payment type
- Bank Transfer
- Buyer coverage
- FI
- Payment currency
- EUR
- Refund
- Partial refund
Skrill
Skrill is commonly used for digital wallets payments in FI.
- Payment type
- Digital Wallets
- Buyer coverage
- FI
- Payment currency
- EUR
- Refund
- Partial refund
Klarna
Klarna is commonly used for digital wallets payments in FI.
- Payment type
- Digital Wallets
- Buyer coverage
- FI
- Payment currency
- EUR
- Refund
- Partial refund
Finland
Country code
FI
Currency code
EUR
Currency unit
€ EUR