Estonia's payment market has the following characteristics:
Highly Digitalized: - Acclaimed as a model of "digital society" - Digital payments dominate daily transactions
Mobile Payment Popularization: - Extremely high usage rate of mobile payments and digital wallets - Innovative payment solutions widely applied
Electronic Identity Authentication: - e-ID system provides security foundation for digital payments - Convenient online identity verification promotes electronic payments
E-commerce Development: - Diversified online payment solutions - Strong demand for cross-border e-commerce payments
Fintech Innovation: - Emergence of numerous fintech startup companies - Exploration of blockchain technology applications in payment field
Regulatory Environment: - Compliant with EU Payment Services Directive (PSD2) - Government actively promotes digitization and innovation
Minimal Cash Usage: - Possibly one of the European countries closest to a cashless society - Almost all transactions can be completed through digital means
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Popular payment methods
Trustly
Trustly is commonly used for bank transfer payments in EE.
- Payment type
- Bank Transfer
- Buyer coverage
- EE
- Payment currency
- EUR
- Refund
- Partial refund
Paysera
Paysera is commonly used for digital wallets payments in EE.
- Payment type
- Digital Wallets
- Buyer coverage
- EE
- Payment currency
- EUR
- Refund
- Partial refund
Satispay
Satispay is commonly used for digital wallets payments in EE.
- Payment type
- Digital Wallets
- Buyer coverage
- EE
- Payment currency
- EUR
- Refund
- Partial refund
Skrill
Skrill is commonly used for digital wallets payments in EE.
- Payment type
- Digital Wallets
- Buyer coverage
- EE
- Payment currency
- EUR
- Refund
- Partial refund
SEPA Direct Debit
SEPA Direct Debit is commonly used for bank transfer payments in EE.
- Payment type
- Bank Transfer
- Buyer coverage
- EE
- Payment currency
- EUR
- Refund
- Partial refund
Estonia
Country code
EE
Currency code
EUR
Currency unit
€ EUR