Malta's payment market has the following characteristics:
Digital payment growth: - Card usage rates rising, especially debit cards - Increasing adoption of mobile payments and digital wallets
Fintech hub: - Developing into a fintech center in the Mediterranean region - Attracting numerous payment and blockchain companies to establish operations
Reduced cash usage: - While cash is still widely accepted, usage frequency is declining - Small payments are shifting to digital methods
E-commerce development: - Diversified online payment solutions - Increased use of international payment platforms
Innovative payment technologies: - Contactless payments are popular in retail - Mobile payment applications such as Apple Pay and Google Pay are gradually being introduced
Regulatory environment: - Compliant with EU Payment Services Directive (PSD2) - Government actively promotes financial innovation while maintaining regulatory balance
Cross-border payment demand: - Strong cross-border payment needs as a tourist destination - Multi-currency payment solutions are widespread
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Popular payment methods
Satispay
Satispay is commonly used for digital wallets payments in MT.
- Payment type
- Digital Wallets
- Buyer coverage
- MT
- Payment currency
- EUR
- Refund
- Partial refund
Paysafecard
Paysafecard is commonly used for prepaid card payments in MT.
- Payment type
- Prepaid Card
- Buyer coverage
- MT
- Payment currency
- EUR
- Refund
- Partial refund
SEPA Direct Debit
SEPA Direct Debit is commonly used for bank transfer payments in MT.
- Payment type
- Bank Transfer
- Buyer coverage
- MT
- Payment currency
- EUR
- Refund
- Partial refund
Malta
Country code
MT
Currency code
EUR
Currency unit
€ EUR