Croatia's payment market has the following characteristics:
Digital Payment Growth: - Rising bank card usage, especially debit cards - Increased adoption of mobile payments and digital wallets
New Eurozone Member: - Joined the Eurozone in 2023, promoting payment system modernization - Accelerated payment integration with other Eurozone countries
Reduced Cash Usage: - Although cash is still widely accepted, usage frequency is declining - Small-value payments shifting to digital methods
E-commerce Development: - Diversification of online payment solutions - Increased use of international payment platforms
Innovative Payment Technologies: - Contactless payments popular in retail sector - Mobile payment applications like Google Pay and Apple Pay gradually introduced
Regulatory Environment: - Compliant with EU Payment Services Directive (PSD2) - Focus on payment security and consumer protection
Fintech Development: - Accelerated financial technology innovation, especially in mobile payments - Traditional banks intensifying digital transformation efforts
🔄 加载国家数据中...
❌ 数据加载失败: