Croatia's payment market has the following characteristics:
Digital Payment Growth: - Rising bank card usage, especially debit cards - Increased adoption of mobile payments and digital wallets
New Eurozone Member: - Joined the Eurozone in 2023, promoting payment system modernization - Accelerated payment integration with other Eurozone countries
Reduced Cash Usage: - Although cash is still widely accepted, usage frequency is declining - Small-value payments shifting to digital methods
E-commerce Development: - Diversification of online payment solutions - Increased use of international payment platforms
Innovative Payment Technologies: - Contactless payments popular in retail sector - Mobile payment applications like Google Pay and Apple Pay gradually introduced
Regulatory Environment: - Compliant with EU Payment Services Directive (PSD2) - Focus on payment security and consumer protection
Fintech Development: - Accelerated financial technology innovation, especially in mobile payments - Traditional banks intensifying digital transformation efforts
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Popular payment methods
Satispay
Satispay is commonly used for digital wallets payments in HR.
- Payment type
- Digital Wallets
- Buyer coverage
- HR
- Payment currency
- EUR
- Refund
- Partial refund
Paysafecard
Paysafecard is commonly used for prepaid card payments in HR.
- Payment type
- Prepaid Card
- Buyer coverage
- HR
- Payment currency
- EUR
- Refund
- Partial refund
Skrill
Skrill is commonly used for digital wallets payments in HR.
- Payment type
- Digital Wallets
- Buyer coverage
- HR
- Payment currency
- EUR
- Refund
- Partial refund
SEPA Direct Debit
SEPA Direct Debit is commonly used for bank transfer payments in HR.
- Payment type
- Bank Transfer
- Buyer coverage
- HR
- Payment currency
- EUR
- Refund
- Partial refund

Croatia
Country code
HR
Currency code
EUR
Currency unit
€ EUR