Bulgaria's payment market has the following characteristics:
Rapid growth of digital payments: - Bank card usage is rising, especially debit cards - Mobile payments and digital wallet adoption rates are increasing
Cash usage remains common: - Cash usage rates are still relatively high compared to Western European countries - But digital payments are rapidly gaining popularity
E-commerce development: - Online payment methods are diversified - International payment platform usage is increasing
Innovative payment technologies: - Contactless payments are popular in retail - Mobile payment applications such as Apple Pay and Google Pay are gradually being introduced
Local payment preferences: - Bank transfers hold an important position in online payments
Regulatory environment: - Complies with EU Payment Services Directive (PSD2) - The government actively promotes digital payments to improve financial inclusion
Fintech development: - Financial technology innovation is accelerating, especially in mobile payments - Traditional banks are intensifying their digital transformation efforts
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Popular payment methods
Satispay
Satispay is commonly used for digital wallets payments in BG.
- Payment type
- Digital Wallets
- Buyer coverage
- BG
- Payment currency
- BGN
- Refund
- Partial refund
Paysafecard
Paysafecard is commonly used for prepaid card payments in BG.
- Payment type
- Prepaid Card
- Buyer coverage
- BG
- Payment currency
- BGN
- Refund
- Partial refund
SEPA Direct Debit
SEPA Direct Debit is commonly used for bank transfer payments in BG.
- Payment type
- Bank Transfer
- Buyer coverage
- BG
- Payment currency
- BGN
- Refund
- Partial refund
Bulgaria
Country code
BG
Currency code
BGN
Currency unit
лв BGN