Diversified payment methods:
QR code payments: QR code payments have become the mainstream payment method, mainly dominated by Alipay Hong Kong (AlipayHK) and WeChat Pay Hong Kong (WeChat Pay HK).
E-wallets: Including Octopus, PayMe, Alipay Hong Kong (AlipayHK), WeChat Pay Hong Kong (WeChat Pay HK), etc., supporting various functions such as P2P transfers and shopping payments.
Credit and debit cards: Credit cards remain one of the main payment methods, while debit cards also hold an important position in retail and bill payments.
Cash payments: Although usage rates are declining, cash remains common in small transactions and traditional markets.
High adoption rate of mobile payments.
In summary, Hong Kong's payment market presents characteristics of diversification, high adoption rate, high security, and technology innovation-driven development. In the future, with continuous technological advancement and changing market demands, payment methods will become more convenient and diversified.
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