The Belgian payment market has the following characteristics:
Diversified Payment Methods: - Bank card usage is widespread, especially debit cards - The Bancontact system dominates local payments
Digital Payment Growth: - Mobile payment and digital wallet adoption rates are rising - Contactless payments are popular in daily transactions
E-commerce Development: - Online payment solutions are diversified - International payment platforms are widely used
Local Payment Innovation: - Mobile payment solutions like Payconiq are popular - Inter-bank transfer systems are efficient and convenient
Regulatory Environment: - Complies with EU Payment Services Directive (PSD2) - Focuses on payment security and consumer protection
Reduced Cash Usage: - Although cash is still accepted, usage frequency is declining - Small payments are shifting to digital methods
Fintech Development: - Financial technology innovation is accelerating, especially in mobile payments - Traditional banks are increasingly partnering with fintech companies
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Popular payment methods
Bancontact
Bancontact is commonly used for local cards payments in BE.
- Payment type
- Local Cards
- Buyer coverage
- BE
- Payment currency
- EUR
- Refund
- Partial refund
Skrill
Skrill is commonly used for digital wallets payments in BE.
- Payment type
- Digital Wallets
- Buyer coverage
- BE
- Payment currency
- EUR
- Refund
- Partial refund
Klarna
Klarna is commonly used for digital wallets payments in BE.
- Payment type
- Digital Wallets
- Buyer coverage
- BE
- Payment currency
- EUR
- Refund
- Partial refund
Satispay
Satispay is commonly used for digital wallets payments in BE.
- Payment type
- Digital Wallets
- Buyer coverage
- BE
- Payment currency
- EUR
- Refund
- Partial refund
Paysafecard
Paysafecard is commonly used for prepaid card payments in BE.
- Payment type
- Prepaid Card
- Buyer coverage
- BE
- Payment currency
- EUR
- Refund
- Partial refund
SEPA Direct Debit
SEPA Direct Debit is commonly used for bank transfer payments in BE.
- Payment type
- Bank Transfer
- Buyer coverage
- BE
- Payment currency
- EUR
- Refund
- Partial refund
Payconiq
Payconiq is commonly used for bank transfer payments in BE.
- Payment type
- Bank Transfer
- Buyer coverage
- BE
- Payment currency
- EUR
- Refund
- Partial refund
Belgium
Country code
BE
Currency code
EUR
Currency unit
€ EUR