Portugal's payment market has the following characteristics:
Digital Payment Growth: - Increased card usage, particularly debit cards - Growing adoption of mobile payments and digital wallets
Local Payment Innovation: - Multibanco system dominates local payments - MB WAY mobile payment application is widely popular
Reduced Cash Usage: - While cash is still widely accepted, frequency of use is declining - Small-value payments are shifting to digital methods
E-commerce Development: - Diversified online payment solutions - Increased use of international payment platforms
Innovative Payment Technologies: - Contactless payments are widespread in retail sector - Emerging payment methods such as QR code payments are being progressively introduced
Regulatory Environment: - Compliant with EU Payment Services Directive (PSD2) - Focus on payment security and consumer protection
Fintech Development: - Accelerated financial technology innovation, especially in mobile payments - Traditional banks intensifying digital transformation efforts
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Popular payment methods
Multibanco
Multibanco is commonly used for prepaid card payments in PT.
- Payment type
- Prepaid Card
- Buyer coverage
- PT
- Payment currency
- EUR
- Refund
- Partial refund
MBway
MBway is commonly used for digital wallets payments in PT.
- Payment type
- Digital Wallets
- Buyer coverage
- PT
- Payment currency
- EUR
- Refund
- Partial refund
SEPA Direct Debit
SEPA Direct Debit is commonly used for bank transfer payments in PT.
- Payment type
- Bank Transfer
- Buyer coverage
- PT
- Payment currency
- EUR
- Refund
- Partial refund
Satispay
Satispay is commonly used for digital wallets payments in PT.
- Payment type
- Digital Wallets
- Buyer coverage
- PT
- Payment currency
- EUR
- Refund
- Partial refund
Paysafecard
Paysafecard is commonly used for prepaid card payments in PT.
- Payment type
- Prepaid Card
- Buyer coverage
- PT
- Payment currency
- EUR
- Refund
- Partial refund
Skrill
Skrill is commonly used for digital wallets payments in PT.
- Payment type
- Digital Wallets
- Buyer coverage
- PT
- Payment currency
- EUR
- Refund
- Partial refund
Klarna
Klarna is commonly used for digital wallets payments in PT.
- Payment type
- Digital Wallets
- Buyer coverage
- PT
- Payment currency
- EUR
- Refund
- Partial refund
Portugal
Country code
PT
Currency code
EUR
Currency unit
€ EUR