Market overview

Vietnam's payment market exhibits the following characteristics:

High growth: Electronic payments and digital financial services are developing rapidly.

Young market: A large young population drives technology adoption.

Cash and digital coexistence: Traditional and modern payment methods coexist.

Local companies dominate: Domestic payment companies hold the majority market share.

Government support: Actively promoting cashless policies.

Cash and digital coexistence: Traditional and modern payment methods coexist.

Intense competition: Multiple companies compete for market share, with frequent subsidy wars.

Rural market potential: Low financial service coverage offers significant development space.

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Cash payment

Digital wallets

Bank Transfer

Card

Others

Popular payment methods

VNM QR

VNM QR is commonly used for qr code payments in VN.

Payment type

QR Code

Buyer coverage

VN

Payment currency

VND

Capabilities

• Refund
• Partial refund

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