VISA/Mastercard 卡组织应答码列表
# 应答码列表
Code | Description |
|---|---|
00 | Approved and completed successfully |
01 | Refer to card issuer |
02 | Refer to card issuer, special condition |
03 | Invalid merchant |
04 | Pick up card (no fraud) |
05 | Do not honor |
06 | Error |
07 | Pick up card, special condition (fraud account) |
10 | Partial approval |
11 | Approved (V.I.P) |
12 | Invalid transaction |
13 | Invalid amount or currency conversion field overflow |
14 | Invalid account number (no such number) |
15 | No such issuer |
19 | Re-enter transaction |
21 | No action taken |
25 | Unable to locate record in file |
28 | File temporarily not available for update or inquiry |
39 | No credit account |
41 | Lost card, pick up (fraud account) |
43 | Stolen card, pick up (fraud account) |
46 | Closed account |
51 | Not sufficient funds |
52 | No checking account |
53 | No savings account |
54 | Expired card or expiration date is missing |
55 | Incorrect PIN or PIN missing |
57 | Transaction not permitted to cardholder |
58 | Transaction not allowed at terminal |
59 | Suspected fraud |
61 | Exceeds approval amount limit |
62 | Restricted card (card invalid in this region or country) |
63 | Security violation (source is not correct issuer) |
64 | Transaction does not fulfill AML requirement |
65 | Exceeds withdrawal frequency limit |
70 | PIN data required |
74 | Different value than that used for PIN encryption errors |
75 | Allowable number of PIN entry tries exceeded |
76 | Unsolicited reversal |
78 | “Blocked, first used”—Transaction from new cardholder, and card not properly unblocked |
79 | Already reversed (by Switch) |
80 | No financial impact |
81 | Cryptographic error found in PIN |
82 | Negative CAM, dCVV, iCVV, or CVV results |
85 | No reason to decline a request for address verification, CVV2 verification, or a credit voucher or merchandise return |
86 | Cannot verify PIN; for example, no PVV |
89 | Ineligible to receive financial position information (GIV) |
91 | Issuer or switch inoperative and STIP not applicable or not available for this transaction; Time-out when no stand-in; POS Check Service: Destination unavailable; Credit Voucher and Merchandise Return Authorizations: V.I.P. sent the transaction to the issuer, but the issuer was unavailable. |
92 | Financial institution or intermediate network facility cannot be found for routing (receiving institution ID is invalid) |
93 | Transaction cannot be completed - violation of law |
96 | System malfunction |
1A | Additional customer authentication required |
6P | Verification data failed |
B1 | Surcharge amount not permitted on Visa cards or EBT food stamps (U.S. acquirers only) |
B2 | Surcharge amount not supported by debit network issuer. |
N0 | Force STIP |
N3 | Cash service not available |
N4 | Cash request exceeds issuer or approved limit |
N5 | Ineligible for resubmission |
N7 | Decline for CVV2 failure |
N8 | Transaction amount exceeds preauthorized approval amount |
P5 | Denied PIN unblock—PIN change or unblock request declined by issuer |
P6 | Denied PIN change—requested PIN unsafe |
Q1 | Card Authentication failed |
R0 | Stop Payment Order |
R1 | Revocation of authorization order |
R2 | Transaction does not qualify for Visa PIN |
R3 | Revocation of all authorizations order |
Z3 | Unable to go online; offline-declined |
| ISO Code | Description |
|---|---|
| 00 | Approved or completed successfully |
| 01 | Refer to card issuer |
| 03 | Invalid merchant |
| 04 | Capture card |
| 05 | Do not honor |
| 08 | Honor with ID |
| 10 | Partial Approval |
| 12 | Invalid transaction |
| 13 | Invalid amount |
| 14 | Invalid card number |
| 15 | Invalid issuer |
| 30 | Format error |
| 41 | Lost card |
| 43 | Stolen card |
| 51 | Insufficient funds/over credit limit |
| 54 | Expired card |
| 55 | Invalid PIN |
| 57 | Transaction not permitted to issuer/cardholder |
| 58 | Transaction not permitted to acquirer/terminal |
| 61 | Exceeds withdrawal amount limit |
| 62 | Restricted card |
| 63 | Security violation |
| 65 | Exceeds withdrawal count limit |
| 70 | Contact Card Issuer |
| 71 | PIN Not Changed |
| 75 | Allowable number of PIN tries exceeded |
| 76 | Invalid/nonexistent “To Account” specified |
| 77 | Invalid/nonexistent “From Account” specified |
| 78 | Invalid/nonexistent account specified (general) |
| 79 | Life cycle (Mastercard use only) |
| 80 | System not available |
| 81 | Domestic Debit Transaction Not Allowed (Regional use only) |
| 82 | Policy (Mastercard use only) |
| 83 | Fraud/Security (Mastercard use only) |
| 84 | Invalid Authorization Life Cycle |
| 85 | Not declined |
| 86 | PIN Validation not possible |
| 87 | Purchase Amount Only, No Cash Back Allowed |
| 88 | Cryptographic failure |
| 89 | Unacceptable PIN—Transaction Declined—Retry |
| 90 | Cutoff is in progress |
| 91 | Authorization System or issuer system inoperative |
| 92 | Unable to route transaction |
| 94 | Duplication transaction detected |
| 96 | System error |
| 1Z | Authorization System or issuer system inoperative |