--- url: >- https://acquirer-api-docs-v4-en.pingpongx.com/en/notes/technicalterm/networkToken/index.md description: >- Network tokenization is a service provided by Visa, Mastercard, etc., that replaces primary account numbers with 16-digit tokens to enhance payment security. Using network tokens can improve authorization rates, reduce shopper friction, and protect each transaction with one-time passwords. Even if cards are reissued after expiration or loss, the original tokens remain valid. Currently PingPongCheckout does not support direct collection of network tokens, but allows using existing tokens for --- ## Network Tokenization Card networks such as Visa and Mastercard provide network tokenization services. Network tokens are 16-digit primary account number (PAN) alternatives. The following are the benefits of using network tokens for payments: Reduced shopper friction and declines, as network tokens are maintained and automatically updated by card networks. Higher authorization rates compared to payments without network tokens. Better payment security, as each transaction is protected by a one-time use password. Since network tokens are managed by card networks, any updates to the associated card do not require token updates. For example, if a card expires or a shopper loses their card and it is reissued, you can still use the same token for transactions. PingPongCheckout currently does not provide the functionality to collect Network tokens, you can choose to collect and store them yourself. If you have already collected network tokens from card networks such as Visa and Mastercard, you can use them to make payments in PingPongCheckout. ## Prerequisites for NetworkToken Payments Need to integrate one of the following modes: - Hosted - Non-Hosted